brokers without borders

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Norick is a small group of International Property and Marine Insurance Brokers. By teaming up with industry leaders such as CHS Insurance and The Hays Companies (Top 100 Largest Private Property and Casualty Brokers), Norick continues to navigate new waters, working together to flourish innovative solutions within the ever changing global marketplace.

Our family of brokers holds over 100 years of experience customizing risk solutions by utilizing our excellent connections in the London and Domestic Marketplaces.

Our team members are primed and ready to get work alongside you.


Traditionally focused on Mid and Large Sized Clientele, Norick is often sought after to assist Industry Leaders in placing Layered Programs, HPR (Highly Protected Risks), Captive ReInsurance and Excess & Specialty Marine and Property Insurance Programs.

At Norick we value the importance of establishing an experienced team of risk professionals who specialize in placements with limited availability within the standard marketplace.

Norick promises a personal, high-touch experience delivered with the first class service of the industry’s best professionals.


Excellent relationships with our Lloyd’s Underwriters enables Norick to create Exclusive Stock-Throughput proprietary products and custom tailored Trade Disruption Insurance. Further enabling us to deliver specialized start-to-finish property/marine solutions for an extensive array of industries.

When you work with Norick, we treat you as family.
We protect your interests like they are our own.


  • Agriculture Operations grains, legumes, fruits, cannabis, controlled atmosphere cultivation
  • Energy Resources bio-fuel, wind, water, solar, power grids
  • Highly Protected Risk for companies with a commitment to loss prevention and control
  • Manufacturing / Industrial plastics, food, chemical, miscellaneous raw and finished products
  • Habitational / Dwellings condos, apartments, nursing homes
  • Cannabis $15,000,000 Limits and Above for Cultivators, Dispensaries, Transporters, Seed to Sale Operations, Licensees


We are able to manuscript and customize specialty insurance programs for every industry’s risks including:

  • All Risks Property and Business Interruption
  • Stock Throughput Proprietary Products
  • Trade Disruption
  • Builders Risk
  • Layered Insurance Programs
  • Difference in Conditions
  • Deductible Buy-Backs
  • ReInsurance
  • Terrorism
  • Fine Arts


Norman W. Hagen, CPCU

President, Founder

Norm has worked at two insurance companies as an Underwriter, a Sales Person with Allendale Insurance and as a Property/Marine Insurance marketing person for two national brokers before becoming one of the founders of Norick Risk Funding Concepts in 1993.

Norm has extensive experience in the London insurance market and has a reputation for dealing with difficult risks.

Richard A. Glasgow

Vice President, Co-Founder

Rick Glasgow was first trained by Factory Mutual Engineering (now FM Global) as a property field engineer. He is a co-founder of Norick Risk Funding Concepts and a senior marketing broker for placing difficult property, breakdown and marine insurance risks.

Rick has extensive experience with single parent captives, large deductible plans and global reinsurance.

Hailey D. Stephenson

Assistant Vice President

Hailey combines over a decade of experience in Agricultural Cultivation & Artistry with her eight years as Specialty Products Manager for Norick, to become the principal point of contact for our team.

As a Program Marketing Broker, she works directly with the Underwriters of our Proprietary Products to tailor and customize Unique Solutions for even the most challenging of risks, worldwide.